Happy St. Patrick's Day Everyone!
It is March 17th, 2009. Since my last post I have accomplished the following items: started a regular workout plan, begun my jar journey, discussed living arrangements with my significant man, started balancing life.
I start my jars in January after my raise from work was settled. I saved $168 the first month, and $80 the second month. Now that I'm into my third month things are starting to run smoother.
I am still on my eating plan and workout schedule - Kickboxing 2x per week, curling 2x per week and will be walking to work starting in April - once the weather settles itself.
I will own my car in July of this year. (July 2, 2009 to be exact). Once I have my car owned I will be able to quickly apply a large sum of money to my current credit debt and knock it down much faster than it is currently moving. I am REALLY looking forward to July! Extra pay month, car owned big BIG credit card payment!!!
Some things that are still on my mind....we are looking to buy a house. 20% down is ideal - plus closing costs and startup fees and miscellaneous stuff when getting that first house together. The problem is that saving the money for a 20% down payment is gong to take a while - and can't be effectively done until the credit debt has been removed and I can start making my money work for me, instead of paying someone else to lend me some. In all with everything and the mortgage we have been pre-approved for we will need about $60,000!!! Holy Moses!!
Basically that's more than one year's salary for me. And since I haven't been overly good with my money in the last 5 years, this is going to take major discipline to do!
Alrighty then. I will keep on my path, taking one step at a time, making sure to stay open to the universe and properly asking for what I want. I have begun going through The Secret again, at the same time I have also started the Love Dare, and Laughing Your Way to a Happy Marriage - great books all and something I use for positive affirmation on a daily basis.
At the same time I still watch 'Til Debt Do us Part, and read Gail's blog's to keep affirming my path is clear - and will be starting to attend meetings for the Gail Club I've joined.
In the mean time - a recap of where I'm at...
Car - owing $2700 as of today
Credit Card - owing $25,000 as of today.
Car will have another payment made in two weeks, credit card will have another payment made next month as March's payment has already been made.
My Herbal magic program finishes in a month - I will be losing another 10 pounds by then.
Once Herbal Magic is complete I will no longer have money going onto my credit card, thus the payments will be going to pay off more money as I won't be spending on it any longer.
July will see a large sum going to the credit card, sunny skies, lots of walking, and a slow progress on the removal of another 10 pounds from my body. Kickboxing is really really helping reshape things. And I love going!
so - just a check-up of sorts. It's March and a Quarter of the way through this year already. I am slightly behind on my goals so it's time to settle up and get on track. Some catchup is required!!
